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Press the xbox button on your controller and go to profile & system > settings. Select account > subscriptions. Choose your subscription, and then follow the steps to cancel.
To cancel your Xbox Live subscription, start by signing in to your Microsoft account. Navigate to the "subscriptions" section and click on "view all subscriptions." Look for Xbox Live and click on "manage." From there, choose to "cancel subscription" or "turn off recurring billing." If you prefer to cancel through a third-party service, like Xpendy, keep in mind there might be associated costs with this method.
When you cancel Xbox Live, your access to downloaded games from the Games Pass will end. Regardless of whether you downloaded them or not, without a valid digital license, access will be denied. You can find detailed instructions on how to cancel or remove the service on the official FAQ page. Alternatively, if you choose to cancel through Xpendy, be aware that this option may incur some costs.